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UK House Buyers Glossary - P
This page of our online a to z glossary is for UK house buyers terms beginning with the letter 'P'.
- Party Wall - this is the common wall between two properties or houses.
- Payment protection insurance - if you become unable to work at anytime time, a payment protection insurance policy will cover your mortgage repayments.
- Pebbledash - external plaster which has had small stones (pebbles) added to it to give a rough finish. Pebbledash is normally used on the outside of a house or on garden walls.
- Pension mortgage - a mortgage where the repayment takes the form of a pension plan.
- Permitted development rights - the right to carry out certain alterations to a property without having to get planning permission.
- Pitch - the angle or slope of a roof.
- Plaster - a mixture of lime, cement, sand and water with a strengthening agent. Plaster is used to cover walls and ceilings.
- Plasterboard - made from sheets of plaster sandwiched between paper. Plasterboard is used to surface walls and partitions.
- Pointing - filling the joints in masonry with mortar to improve appearance and protect against the weather.
- Porch - a roof structure forming a small room to shelter the entrance of a house.
- Preliminary enquiries - these are the questions asked by the buyer's solicitor before contracts are exchanged.
- Principal - the amount of the loan against which the interest to be payed is calculated.
- Private treaty - where an estate agent advertises the property for sale and quotes a definitive asking price. Private treaty is the most common way of selling a house in England and Wales.
Household Cleaning and Stain Removal Tips
Here is a selection of household cleaning and stain removal tips and information that you will find useful.
They are listed alphabetically to make it easier to find the information that you want. Click your mouse on one the letter shown below and you will be taken to the correct page for that letter.
Please be cautious when cleaning items or trying to remove stains. Before using a cleaner or stain remover always do a test on a small piece of fabric that won't be seen to check that it won't change the colour or damage the item.
The golden rule of stain removal is to act quickly to remove the stain before it can dry. Stains which are easy to remove before they dry can become very difficult or even impossible to successfully remove when they have been allowed to dry.
You need to be careful when trying to remove stains or you may damage the item you are trying to remove the stain from. It is also possible that you could make the stain more obvious than it was before you started.
Stain removers need to be handled with extreme care. Always read and take note of any instructions or warnings on the label. The chemicals used in stain removers are often poisonous and highly flammable so make sure that you keep them safely away from children and pets. Always ensure there is adequate ventilation when using stain removers as they often give off dangerous fumes. Don't smoke when using them. Be careful not to mix stain removers - if you try one stain remover and it does not work make sure that you have thoroughly rinsed it away before trying a different stain remover. It is best to wear rubber gloves when touching any cleaning or stain removing products to avoid damaging your skin.
Here is a Randomly Selected Cleaning and Stain Removal Tip
Removing Mud Stains from Carpets
Allow time for the mud to completely dry and then vacuum it up. If some of the mud still remains, loosen it with a stiff brush and then vacuum it up.