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UK House Buyers Glossary - C
This page of our online a to z glossary is for UK house buyers terms beginning with the letter 'C'.
- Capital gains tax - a government tax which is levied on the profits from the sale of a house (and other assets). It does not apply to every sale.
- Capped-rate mortgage - a mortgage which has a maximum limit set for the interest rate.
- Cashback mortgage - these give a cash payment to the buyer when the mortgage transaction is completed (i.e. the mortgage starts).
- Cash buyer - anyone who does not have to sell a house before buying another.
- Casement Window - a type of window which opens on hinges or pivots.
- Cavity Blocks - pre-cast concrete blocks which are shaped to form a cavity wall.
- Cavity Wall - a hollow wall which is formed by two parallel masonry walls, separated by an air gap to form damp proof insulation.
- Chain - a number of people who are dependent on one another's house sale and purchase before they can complete on their own. The longer the chain is, the more likely it is to be broken.
- Chase - the groove which is cut in a masonry or plaster for pipes or electric cable ducts.
- Commission - the percentage of the selling price which will paid to the estate agent by the seller when the property is sold.
- Completion date - the date the property transaction is completed and the property changes hands from the seller to the buyer.
- Conduit - the pipe or casing through which electric cables are run.
Usually made of plastic - older houses may have metal ones.
- Contract - the agreement to buy and sell a property that becomes binding upon both parties when the buyer and seller exchange contracts.
- Conveyancing - the legal processes involved in buying and selling property.
- Course - a horizontal layer of bricks or slates throughout a wall.
- Cove - a surface that is continuously concave. A quarter-circular hollow moulding.
- Covenant - a promise in the title deeds of a house which requires the owner to undertake or to abstain from specific things.
- Current account mortgage - this is a flexible mortgage in which the outstanding balance of your current account is offset against the outstanding balance of your mortgage.
Household Cleaning and Stain Removal Tips
Here is a selection of household cleaning and stain removal tips and information that you will find useful.
They are listed alphabetically to make it easier to find the information that you want. Click your mouse on one the letter shown below and you will be taken to the correct page for that letter.
Please be cautious when cleaning items or trying to remove stains. Before using a cleaner or stain remover always do a test on a small piece of fabric that won't be seen to check that it won't change the colour or damage the item.
The golden rule of stain removal is to act quickly to remove the stain before it can dry. Stains which are easy to remove before they dry can become very difficult or even impossible to successfully remove when they have been allowed to dry.
You need to be careful when trying to remove stains or you may damage the item you are trying to remove the stain from. It is also possible that you could make the stain more obvious than it was before you started.
Stain removers need to be handled with extreme care. Always read and take note of any instructions or warnings on the label. The chemicals used in stain removers are often poisonous and highly flammable so make sure that you keep them safely away from children and pets. Always ensure there is adequate ventilation when using stain removers as they often give off dangerous fumes. Don't smoke when using them. Be careful not to mix stain removers - if you try one stain remover and it does not work make sure that you have thoroughly rinsed it away before trying a different stain remover. It is best to wear rubber gloves when touching any cleaning or stain removing products to avoid damaging your skin.
Here is a Randomly Selected Cleaning and Stain Removal Tip
Removing Mud Stains from Carpets
Allow time for the mud to completely dry and then vacuum it up. If some of the mud still remains, loosen it with a stiff brush and then vacuum it up.